Legal Insurance

Legal Insurance in the United States

Plans that allow persons to prepay legal services. Legal Insurance (Judicial Personnel issue) plans are similar in design to insurance programs for medical services. Legal Insurance (Judicial Personnel issue) may be available as part of an employee benefit plan, although persons may individually subscribe as well. The plans that are available vary considerably, but most entitle subscribers to a specific amount of attorney time annually. Insured persons are either able to consult any attorney of their choice or select a lawyer from a specified group. Current estimates indicate that between five and ten million people are covered by Legal Insurance (Judicial Personnel issue) plans in the United States.

See Also

Legal Clinic (Judicial Personnel issue) Legal Services Corporation (Judicial Personnel issue).

Analysis and Relevance

Legal Insurance ( U.S.) plans were devised to improve access of the nonindigent to legal services. Such insurance plans are not governmental programs, but rather come exclusively from private insurance companies. Persons who subscribe as individuals utilize plans more fully than do persons whose plans are provided as a job benefit. As a rule, these plans are used to respond to such legal problems as divorce, child custody and support, and wills rather than business matters. Legal Insurance ( U.S.) plans have been reasonably well received, although people generally attach less urgency to prepaid legal services than to medical insurance. At the same time, Legal Insurance ( U.S.) represents one method by which the economic middle class can gain greater access to legal services.

Notes and References

  1. Definition of Legal Insurance from the American Law Dictionary, 1991, California

Legal Insurance: Open and Free Legal Research of US Law

Federal Primary Materials

The U.S. federal government system consists of executive, legislative, and judicial branches, each of which creates information that can be the subject of legal research about Legal Insurance. This part provides references, in relation to Legal Insurance, to the legislative process, the federal judiciary, and the primary sources of federal law (cases, statutes, and regulations).

Federal primary materials about Legal Insurance by content types:

Laws and Regulations

US Constitution
Federal Statutory Codes and Legislation

Federal Case Law and Court Materials

U.S. Courts of Appeals
United States courts of appeals, inclouding bankruptcy courts and bankcruptcy appellate panels:

Federal Administrative Materials and Resources

Presidential Materials

Materials that emanate from the President’s lawmaking function include executive orders for officers in departments and agencies and proclamations for announcing ceremonial or commemorative policies. Presidential materials available include:

Executive Materials

Federal Legislative History Materials

Legislative history traces the legislative process of a particular bill (about Legal Insurance and other subjects) for the main purpose of determining the legislators’ intent behind the enactment of a law to explain or clarify ambiguities in the language or the perceived meaning of that law (about Legal Insurance or other topics), or locating the current status of a bill and monitoring its progress.

State Administrative Materials and Resources

State regulations are rules and procedures promulgated by state agencies (which may apply to Legal Insurance and other topics); they are a binding source of law. In addition to promulgating regulations, state administrative boards and agencies often have judicial or quasi-judicial authority and may issue administrative decisions affecting Legal Insurance. Finding these decisions can be challenging. In many cases, researchers about Legal Insurance should check state agency web sites for their regulations, decisions, forms, and other information of interest.

State rules and regulations are found in codes of regulations and administrative codes (official compilation of all rules and regulations, organized by subject matter). Search here:

State opinions of the Attorney General (official written advisory opinions on issues of state law related to Legal Insurance when formerly requested by a designated government officer):

Tools and Forms

Law in Other Regions

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