Certified Check

Certified Check in United States

Certified Check Definition

A check which has been recognized by the proper officer as a valid appropriation of the amount of money therein specified to the person therein named, and which bears upon itself the evidence of such recognition. Certification of a check is usually accomplished by writing the name of the officer authorized to bind the bank in that manner across the face of the check. See Check. Sewell, Bank.

Certified Check in Foreign Legal Encyclopedias

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Certified Check Certified Check in the Family Law Portal of the American Encyclopedia of Law.
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Certified Check Certified Check in the Criminal Law Portal of the American Encyclopedia of Law.
Certified Check Certified Check in the Antritrust Portal of the American Encyclopedia of Law.
Certified Check Certified Check in the Bankruptcy Law Portal of the American Encyclopedia of Law.
Certified Check Certified Check in the Constitutional Law Portal of the American Encyclopedia of Law.
Certified Check Certified Check in the Tax Law Portal of the American Encyclopedia of Law.
Certified Check Certified Check in the and Finance and Banking Portal of the American Encyclopedia of Law.
Certified Check Certified Check in the Employment and Labor Portal of the American Encyclopedia of Law.
Certified Check Certified Check in the Personal Injury and Tort Portal of the American Encyclopedia of Law.
Certified Check Certified Check in the Environmental Law Portal of the American Encyclopedia of Law.

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Legal Issue for Attorneys

A check which has been recognized by the proper officer as a valid appropriation of the amount of money therein specified to the person therein named, and which bears upon itself the evidence of such recognition. Certification of a check is usually accomplished by writing the name of the officer authorized to bind the bank in that manner across the face of the check. See Check. Sewell, Bank.

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Notice

This definition of Certified Check Is based on the The Cyclopedic Law Dictionary . This definition needs to be proofread..

Practical Information

Note: Some of this information was last updated in 1982

A check (in U.S. law) that has been guaranteed by the bank both as to signature and amount. Either the maker of a check or the holder can present the check for certification at the bank on which the check is drawn. The bank examines the drawer’s account, charges the account immediately for the amount of the check, and marks the check “accepted” or “certified.” The check then ceases to be an order on the bank and becomes an obligation of the bank. Hence, certification of a check makes it equivalent to cash. Certified checks are used principally in real estate and securities transactions in which cash payment is required. When drawers (in U.S. law) have checks certified, they accept the bank as their debtor. A drawer is not liable in case of insolvency of the bank before payment. Drawers of a certified check cannot stop payment on it. They should redeposit the check if it is still in their possession and not destroy it. If a bank certifies a check by mistake, it may withdraw the certification if it acts promptly, provided the holder has lost no right.

(Revised by Ann De Vries)

What is Certified Check?

For a meaning of it, read Certified Check in the Legal Dictionary here. Browse and search more U.S. and international free legal definitions and legal terms related to Certified Check.

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See Also

  • Legal Topics.
  • Further Reading (Articles)

    In Doubt? Ask for Certified Check.(The Loan Closer), Origination News; April 1, 2009

    FRAUDULENT CERTIFIED CHECKS BEARING NAME BANK OF BIRMINGHAM ARE REPORTEDLY IN CIRCULATION, US Fed News Service, Including US State News; March 4, 2009

    Macon, Ga., business stuck with bad certified check., Knight Ridder/Tribune Business News; December 9, 2004

    COUNTERFEIT CASHIER’S/CERTIFIED CHECKS BEARING NAME REPUBLIC BANK, LOUISVILLE, KENTUCKY, ARE REPORTEDLY IN CIRCULATION., States News Service; October 13, 2009

    COUNTERFEIT CASHIER’S/CERTIFIED CHECKS BEARING NAME REPUBLIC BANK, LOUISVILLE, KENTUCKY, ARE REPORTEDLY IN CIRCULATION, US Fed News Service, Including US State News; October 15, 2009

    CERTIFIED vs. CASHIER’S CHECK.(Business)(Your Money)(Short Course), The Washington Times (Washington, DC); October 26, 1997

    Is your doctor certified? Check the Yellow Pages, Chicago Sun-Times; September 26, 1989; Jim Merriner

    certified check, Webster’s NewWorld Dictionary; January 1, 1988

    LENDING OFFICIALS CERTIFIED; Background checks, fingerprinting now required, The Spokesman-Review (Spokane, WA); July 8, 2011; John

    Not certified? Check out the process.(National Association News), American Music Teacher; August 1, 2011

    Not Certified? Check out the Process, American Music Teacher; August 1, 2013

    Pot Testing Lab Set to Open in June in Yakima ; First State-Certified Facility to Check Potency of Recreational Marijuana, Yakima Herald-Republic; May 31, 2014; Faulk, Mike

    Certified Technicians Check Child Car Seat Installation, States News Service; September 5, 2013

    Product & Service.(FundsXpress Financial Network, Inc. partnership with Aberdeen Proving Ground Federal Credit Union)(Missouri Corporate Credit Union honored with Missouri Quality Award)(CO-OP Financial Services’ ATM check imaging certified), Credit Union Journal; December 11, 2006

    CAR SEAT CHECKS BY CERTIFIED SHERIFF OFFICERS, US Fed News Service, Including US State News; March 24, 2009

    No checks for bombs in certified air cargo Antiterror law’s intent debated, The
    Boston Globe (Boston, MA); August 24, 2007; Charlie Savage

    Background checks required for certified HAZMAT drivers. (Washington, D.C.).(hazardous materials)(Brief Article), LP/Gas; June 1, 2003

    Government to seek security screening on large chartered jets; Proposal: Checks would be done by certified screeners, Telegraph – Herald (Dubuque); June 15, 2002; ASSOCIATED PRESS

    Check your agents are certified to operate insider’s view jonathan acutt., Sunday Tribune (South Africa); May 6, 2012

    BRIEFS.(Perfect Plastic Printing adopts Inside Contactless’ platform for its contactless cards)(Pay By Touch to provide merchants check processing and guarantee service)(Ingenico SA’s terminals certified by MasterCard Worldwide and Visa International)(Brief article), Cardline; February 16, 2007


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