Guaranteed Issue in the United States

Concept of Guaranteed Issue in Health Insurance Law

In this context, the following is a definition of Guaranteed Issue: A requirement that health insurers sell a health insurance policy to any person who requests coverage. PPACA requires that all health insurance be sold on a guaranteed-issue basis beginning in 2014.

Guaranteed Issue in Health Care Law

A definition of Guaranteed Issue is available here: Beginning in 2014, the Affordable Care Act requires issuers to offer coverage to all non-Grandfathered plans, without regard to the following: _ pre-existing conditions; _ health status; _ medical condition; _ claims experience; _ receipt of health care; or _ medical history.