Tag: Lending
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Covered Loans
Covered Loans in the United States Covered loans are typically used by consumers who are living paycheck to paycheck, have little to no access to other credit products, and seek funds to meet recurring or one-time expenses. Consumer Protections for payday loans, vehicle title loans, and […]
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Covered Loans
Covered Loans in the United States Covered loans are typically used by consumers who are living paycheck to paycheck, have little to no access to other credit products, and seek funds to meet recurring or one-time expenses. Consumer Protections for payday loans, vehicle title loans, and […]
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Credit Card Add-on Products
Credit Card Add-on Products in the United States Marketing Credit card issuers market various “add-on” products to card users, including debt protection, identity theft protection, credit score tracking, and other products that are supplementary to the credit provided by the card itself. […]
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Credit Card Add-on Products
Credit Card Add-on Products in the United States Marketing Credit card issuers market various “add-on” products to card users, including debt protection, identity theft protection, credit score tracking, and other products that are supplementary to the credit provided by the card itself. […]
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Credit
Credit in the United States Credit Definition The word credit is derived from the Latin word credere. (this definition of Credit is based on The Cyclopedic Law Dictionary.): The confidence reposed in the ability and intention of a purchaser or borrower to make payment at some future […]
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Payday Loans
Payday Loans in the United States Note: explore also the entry about Bad Credit Payday Loans here. Introduction The confluence of some historical trends has led to the development of markets offering what are commonly referred to as payday loans (also known as cash advance loans, deferred […]
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Payment Loan
Payment Loan in the United States Single-payment and Other Short-Term Loans At around the beginning of the twentieth century, concern arose with respect to companies that were responding to liquidity needs by offering to “purchase” a consumer’s paycheck in advance of it being paid. These […]
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Rollover
Rollover in the United States Rollover in the Federal Budget Process Meaning of Rollover in the congressional and executive budget processes (GAO source): Instead of paying off a loan when due, the principal and sometimes accrued interest outstanding of a borrower is refinanced (rolled […]
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Truth in Lending Act
Truth in Lending Act in the United States Class Actions: Truth in Lending Act and Home Equity Lines of Credit By Pamela A. MacLean. She is a freelance writer based in the Bay Area (California). She has reported on state and federal courts for more than 25 years. Despite billions of […]