State Regulatory Policy

State Regulatory Policy in United States

State Regulatory Policy

Paul Teske and Colin Provost, in the chapter “State Regulatory Policy” of the Oxford Handbook of State and Local Government, offers some insight and critically assesses the situation and current state of scholarship on the topic. The following is a summary:

The American states were involved in regulating business activity long before the federal government was, and they continue to play an important role in regulating the American economy today. In this chapter, we explore a number of important elements of state regulation. First, we explain the basic rationale for why states are involved in the regulation of business activity. Second, we explore the historical power relationships between the states and the federal government. Transaction cost economics can help explain why the federal government must frequently play a role of coordinator among the states, yet this power can also be used to pre-empt state authority and impose federal viewpoints on the states. Third, we examine the delegation of regulatory policy to state bureaucracies, a process that depends to a large extent on the salience and complexity of the policy issue, but also on the interplay of organized interests, legislators, and state attorneys general. Fourth, we discuss the policy diffusion and regulatory competition literatures and find that economic competition can affect the scope and intensity of state regulation, but some ambiguity remains as to how this effect is manifested. Finally, we make comparisons of the states to the European Union and its member states and finish with concluding thoughts.

List of Regulatory Authorities in the United States, by State

  • Alabama: Government of Alabama, Montgomery, Alabama Department of Insurance
  • Government of Alabama, Montgomery, Alabama Public Service Commission
  • Alaska: Government of Alaska, Juneau, Alaska Department of Commerce and Economic Development, Division of Insurance
  • Government of Alaska, Juneau, Regulatory Commission of Alaska
  • Arizona: Government of Arizona, Phoenix, Department of Financial Institutions
  • Government of Arizona, Phoenix, Corporation Commission
  • Government of Arizona, Phoenix, Department of Insurance
  • Arkansas: Government of Arkansas, Little Rock, Arkansas Insurance Department
  • Government of Arkansas, Little Rock, Arkansas Public Service Commission
  • Government of Arkansas, Little Rock, Arkansas State Bank Department
  • California: Government of California, Sacramento, Department of Insurance
  • Government of California, Sacramento, Energy Commission
  • Government of California, Public Utilities Commission
  • Colorado: Government of Colorado, Denver, Colorado Department of Regulatory Agencies
  • Connecticut: Government of Connecticut, Hartford, Department of Banking
  • Government of Connecticut, Hartford, Department of Insurance
  • Government of Connecticut, Department of Public Utility Control
  • Delaware: Government of Delaware, Dover, Public Service Commission
  • Government of Delaware, Dover, State Bank Commissioner
  • Government of Delaware, Dover, State Insurance Commissioner
  • District of Columbia: American Antitrust Institute, Washington
  • Government of the District of Columbia, Washington, Department of Insurance and Securities Regulation
  • Government of the District of Columbia, Washington, Department of Banking and Financial Institutions
  • Government of the District of Columbia, Washington, Public Service Commission
  • Government of the United States, Washington, Commodity Futures Trading Commission (CFTC)
  • Government of the United States, Washington, Department of Justice, Antitrust Division
  • Government of the United States, Washington, Federal Communications Commission (FCC)
  • Government of the United States, Washington, Federal Deposit Insurance Corporation (FDIC)
  • Government of the United States, Washington, Federal Energy Regulation Commission (FERC)
  • Government of the United States, Washington, Federal Trade Commission
  • Government of the United States, Washington, Federal Trade Commission, Bureau of Economics
  • Government of the United States, Washington, Office of Federal Housing Enterprise Oversight (OFHEO)
  • Government of the United States, Securities and Exchange Commission
  • Florida: Government of Florida, Tallahassee, Department of Financial Services
  • Government of Florida, Tallahassee, Department of Insurance
  • Government of Florida, Tallahassee, Public Service Commission
  • Georgia: Government of Georgia, Atlanta, Insurance Commissioner
  • Government of Georgia, Atlanta, Public Service Commission
  • Idaho: Government of Idaho, Boise, Department of Insurance
  • Government of Idaho, Boise, Public Utilities Commission
  • Illinois: Government of Illinois, Springfield, Commerce Commission
  • Government of Illinois, Springfield, Department of Financial and Professional Regulation
  • Indiana: Government of Indiana, Indianapolis, Department of Financial Institutions
  • Government of Indiana, Indianapolis, Department of Insurance
  • Government of Indiana, Indianapolis, Utility Regulatory Commission
  • Iowa: Government of Iowa, Des Moines, Department of Commerce, Division of Banking
  • Government of Iowa, Des Moines, Department of Commerce, Insurance Division
  • Government of Iowa, Des Moines, Utilities Board
  • Kansas: Government of Kansas, Topeka, Corporation Commission
  • Government of Kansas, Topeka, Insurance Department
  • Government of Kansas, Topeka, Office of the State Banking Commissioner
  • Kentucky: Government of Kentucky, Frankfort, Department of Financial Institutions
  • Louisiana: Government of Louisiana, Baton Rouge, Department of Insurance
  • Government of Louisiana, Baton Rouge, Office of Financial Institutions
  • Government of Louisiana, Baton Rouge, Public Service Commission
  • Maine: Government of Maine, Augusta, Public Utilities Commission
  • Maryland: Government of Maryland, Annapolis, Department of Labor, Licensing, and Regulation
  • Government of Maryland, Annapolis, Insurance Administration
  • Government of Maryland, Annapolis, Public Service Commission
  • National Regulatory Research Institute (NRRI), Silver Springs
  • Massachusetts: Government of Massachusetts, Boston, Department of Public Utilities
  • Michigan: Government of Michigan, Lansing, Department of Energy, Labor and Economic Growth, Office of Financial and Insurance Regulation
  • Government of Michigan, Lansing, Public Service Commission
  • Minnesota: Government of Minnesota, St.Paul, Department of Commerce
  • Mississippi: Government of Mississippi, Jackson, Department of Banking and Consumer Finances
  • Government of Mississippi, Jackson, Insurance Department
  • Government of Mississippi, Jackson, Public Service Commission & Public Utilities Staff
  • Missouri: Government of Missouri, Jefferson City, Department of Insurance
  • Government of Missouri, Jefferson City, Office of the Public Counsel
  • Government of Missouri, Jefferson City, Public Service Commission
  • Montana: Government of Montana, Helena, Public Service Commission
  • Nebraska: Government of Nebraska, Lincoln, Nebraska Department of Banking & Finance
  • Government of Nebraska, Lincoln, Nebraska Department of Insurance
  • Government of Nebraska, Lincoln, Nebraska Public Service Commission
  • Nevada: Government of Nevada, Carson City, Department of Business & Industry, Financial Institutions Division
  • Government of Nevada, Carson City, Department of Business & Industry, Insurance Division
  • Government of Nevada, Carson City, Public Utilities Commission
  • New Hampshire: Government of New Hampshire, Concord, Banking Department
  • Government of New Hampshire, Concord, Insurance Department
  • Government of New Hampshire, Concord, Public Utilities Commission
  • New Jersey: Government of New Jersey, Trenton, Board of Public Utilities
  • Government of New Jersey, Trenton, Department of Banking and Insurance
  • New Mexico: Government of New Mexico, Santa Fe, Public Regulation Commission
  • New York: Government of New York, Albany, Department of Banking
  • United States : Government of New York, Albany, Insurance Department
  • Government of New York, Albany, Public Service Commission
  • North Carolina: Government of North Carolina, Raleigh, Department of Commerce, Utilities Commission
  • Government of North Carolina, Raleigh, Department of Insurance
  • North Dakota: Government of North Dakota, Bismarck, Department of Financial Institutions
  • Government of North Dakota, Bismarck, Department of Insurance
  • Government of North Dakota, Bismarck, Public Service Commission
  • Ohio: Government of Ohio, Columbus, Department of Commerce, Division of Financial Institutions
  • Government of Ohio, Columbus, Department of Insurance
  • Government of Ohio, Columbus, Public Utilities Commission
  • Oklahoma: Government of Oklahoma, Oklahoma City, Oklahoma Corporation Commission
  • Government of Oklahoma, Oklahoma City, Oklahoma Department of Insurance
  • Government of Oklahoma, Oklahoma City, Oklahoma State Banking Department
  • Oregon: Government of Oregon, Salem, Insurance Division
  • Government of Oregon, Salem, Public Utility Commission
  • Pennsylvania: Carnegie Mellon University, Pittsburgh, Center for the Study and Improvement of Regulation (CSIR)
  • Government of Pennsylvania, Harrisburg, Department of Banking
  • Government of Pennsylvania, Harrisburg, Department of Insurance
  • Government of Pennsylvania, Harrisburg, Public Utility Commission
  • Rhode Island: Government of Rhode Island, Providence, Public Utilities Commission (RIPUC) and Division of Public Utilities and Carriers (DPUC)
  • South Carolina: Government of South Carolina, Columbia, Department of Insurance
  • Government of South Carolina, Columbia, Department of Labor, Licensing and Regulation
  • Government of South Carolina, Columbia, Public Service Commission
  • South Dakota: Government of South Dakota, Pierre, Department of Revenue and Regulation
  • Government of South Dakota, Pierre, Department of Revenue and Regulation, Division of Banking
  • Government of South Dakota, Pierre, Department of Revenue and Regulation, Division of Banking
  • Government of South Dakota, Pierre, Division of Insurance
  • Government of South Dakota, Pierre, Public Utilities Commission
  • Tennessee: Government of Tennessee, Nashville, Department of Financial Institutions
  • Government of Tennessee, Nashville, Tennessee Regulatory Authority
  • Texas: Government of Texas, Austin, Department of Banking
  • Government of Texas, Austin, Department of Insurance
  • Government of Texas, Austin, Public Utility Commission
  • Utah: Government of Utah, Salt Lake City, Insurance Department
  • Government of Utah, Salt Lake City, Public Service Commission
  • Vermont: Government of Vermont, Montpelier, Department of Banking, Insurance, Securities & Health Care Administration
  • Government of Vermont, Montpelier, Public Service Board
  • Virginia: Government of Virginia, Richmond, Virginia State Corporation Commission
  • Washington: Government of Washington, Olympia, Department of Financial Institutions
  • Government of Washington, Olympia, Utilities and Transportation Commission
  • West Virginia: Government of West Virginia, Charleston, Public Service Commission
  • Wisconsin: Government of Wisconsin, Madison, Department of Financial Institutions
  • Government of Wisconsin, Madison, Office of the Commissioner of Insurance
  • Government of Wisconsin, Madison, Public Service Commission
  • Wyoming: Government of Wyoming, Cheyenne, Department of Insurance
  • Government of Wyoming, Cheyenne, Public Service Commission
  • University of Wyoming, Laramie, College of Business, Public Utility Research & Training Institute (PURTI)

Further Reading

  • “State Regulatory Policy”, The Oxford Handbook of American Politics

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