Insurance Companies in the United States
Legal Materials
The principal directory of insurance companies is Best’s Insurance Reports, which has domestic “Life-Health,” “Property-Casualty” and “International” editions (see “A.M. Best” in this legal Encyclopedia). In addition to the print volumes, company reports and news articles can be purchased on the A.M. Best Web site and through Lexis (COMPNY;AMBEST).
Another directory: Some insurance companies are profiled in the Mergent Bank and Finance Manual.
Also visit the company’s Web site – most insurance companies post a lot of information – and the Web site of the insurance commissioner for the relevant state(s). The NAIC maintains a clickable map with links to each state’s insurance commissioner Web site.
NAIC Filings: Most insurance companies make annual and quarterly filings with the National Association of Insurance Commissioners (NAIC). The NAIC puts the information into several databases (e.g., “assets,” “claims paid,” etc.) and provides this information to the public. Basic information is available free in the Company Search for Complaint and Financial Information; if you can provide the name of the company and a state where it does business, you can find the company’s home state, the type of insurance it provides, the NAIC number, the number of closed complaints filed against the company, the dollar value of premiums written for each state plus the company’s total premiums written, assets and liabilities, and possibly even get the company’s Annual Statement. Complete annual and quarterly statements in PDF format can be downloaded from the NAIC’s InsData site for a moderate charge.
Instructions for making NAIC filings are published in the NAIC’s Annual and Quarterly Statement Instructions (available from the NAIC Store). For questions regarding filings, contact the NAIC’s Insurance Products and Services Division at 816-783-8300.
Ratings: For ratings on the financial health of insurance companies see “Insurance Ratings.”
SEC Filings: Many insurance companies are public and therefore make informative public filings with the SEC. For information on how to get SEC filings, see the Filings section of “Securities and Exchange Commission.”
Insurance Companies and the State Laws
Select from the list of U.S. States below for state-specific information on Insurance Companies:
- Insurance Companies in the Subject Index of the Alabama Portal
- Insurance Companies in the Subject Index of the Alaska Portal
- Insurance Companies in the Subject Index of the Arizona Portal
- Insurance Companies in the Subject Index of the Arkansas Portal
- Insurance Companies in the Subject Index of the California Portal
- Insurance Companies in the Subject Index of the Colorado Portal
- Insurance Companies in the Subject Index of the Connecticut Portal
- Insurance Companies in the Subject Index of the Delaware Portal
- Insurance Companies in the Subject Index of the Florida Portal
- Insurance Companies in the Subject Index of the Georgia Portal
- Insurance Companies in the Subject Index of the Hawaii Portal
- Insurance Companies in the Subject Index of the Idaho Portal
- Insurance Companies in the Subject Index of the Illinois Portal
- Insurance Companies in the Subject Index of the Indiana Portal
- Insurance Companies in the Subject Index of the Iowa Portal
- Insurance Companies in the Subject Index of the Kansas Portal
- Insurance Companies in the Subject Index of the Kentucky Portal
- Insurance Companies in the Subject Index of the Louisiana Portal
- Insurance Companies in the Subject Index of the Maine Portal
- Insurance Companies in the Subject Index of the Maryland Portal
- Insurance Companies in the Subject Index of the Massachusetts Portal
- Insurance Companies in the Subject Index of the Michigan Portal
- Insurance Companies in the Subject Index of the Minnesota Portal
- Insurance Companies in the Subject Index of the Mississippi Portal
- Insurance Companies in the Subject Index of the Missouri Portal
- Insurance Companies in the Subject Index of the Montana Portal
- Insurance Companies in the Subject Index of the Nebraska Portal
- Insurance Companies in the Subject Index of the Nevada Portal
- Insurance Companies in the Subject Index of the New Hampshire Portal
- Insurance Companies in the Subject Index of the New Jersey Portal
- Insurance Companies in the Subject Index of the New Mexico Portal
- Insurance Companies in the Subject Index of the New York Portal
- Insurance Companies in the Subject Index of the North Carolina Portal
- Insurance Companies in the Subject Index of the North Dakota Portal
- Insurance Companies in the Subject Index of the Ohio Portal
- Insurance Companies in the Subject Index of the Oklahoma Portal
- Insurance Companies in the Subject Index of the Oregon Portal
- Insurance Companies in the Subject Index of the Pennsylvania Portal
- Insurance Companies in the Subject Index of the Rhode Island Portal
- Insurance Companies in the Subject Index of the South Carolina Portal
- Insurance Companies in the Subject Index of the South Dakota Portal
- Insurance Companies in the Subject Index of the Tennessee Portal
- Insurance Companies in the Subject Index of the Texas Portal
- Insurance Companies in the Subject Index of the Utah Portal
- Insurance Companies in the Subject Index of the Vermont Portal
- Insurance Companies in the Subject Index of the Virginia Portal
- Insurance Companies in the Subject Index of the Washington Portal
- Insurance Companies in the Subject Index of the West Virginia Portal
- Insurance Companies in the Subject Index of the Wisconsin Portal
- Insurance Companies in the Subject Index of the Wyoming Portal
Resources
See Also
Company Information
Insurance
Insurance Contract Clauses
Insurance Ratings
National Association of Insurance Commissioners
Securities and Exchange Commission
Further Reading
- Information about Insurance Companies in the Gale Encyclopedia of American Law.
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