Federal Housing Administration

Federal Housing Administration (FHA) in the United States

Introduction to Federal Housing Administration

The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. The FHA is a division of the U.S. Department of Housing and Urban Development. More information is posted in the FHA section of the HUD Portal.

FHA letters (a/k/a HUD Mortgagee Letters) are posted on HUD’s Mortgagee Letterspage (1976-Present). Selected FHA letters are published in CCH’s Federal Banking Law Reporter.

Most FHA Handbooks are available on the HUD Handbooks page. FHA handbooks are also available on Westlaw.


See Also

Federal Home Loan Mortgage Corporation
Federal National Mortgage Association
Interest Rates
Real Estate

Further Reading

Federal Housing Administration in the context of Real Estate


See Also

  • FHA

Federal Housing Administration: Open and Free Legal Research of US Law

Federal Primary Materials

The U.S. federal government system consists of executive, legislative, and judicial branches, each of which creates information that can be the subject of legal research about Federal Housing Administration. This part provides references, in relation to Federal Housing Administration, to the legislative process, the federal judiciary, and the primary sources of federal law (cases, statutes, and regulations).

Federal primary materials about Federal Housing Administration by content types:

Laws and Regulations

US Constitution
Federal Statutory Codes and Legislation

Federal Case Law and Court Materials

U.S. Courts of Appeals
United States courts of appeals, inclouding bankruptcy courts and bankcruptcy appellate panels:

Federal Administrative Materials and Resources

Presidential Materials

Materials that emanate from the President’s lawmaking function include executive orders for officers in departments and agencies and proclamations for announcing ceremonial or commemorative policies. Presidential materials available include:

Executive Materials

Federal Legislative History Materials

Legislative history traces the legislative process of a particular bill (about Federal Housing Administration and other subjects) for the main purpose of determining the legislators’ intent behind the enactment of a law to explain or clarify ambiguities in the language or the perceived meaning of that law (about Federal Housing Administration or other topics), or locating the current status of a bill and monitoring its progress.

State Administrative Materials and Resources

State regulations are rules and procedures promulgated by state agencies (which may apply to Federal Housing Administration and other topics); they are a binding source of law. In addition to promulgating regulations, state administrative boards and agencies often have judicial or quasi-judicial authority and may issue administrative decisions affecting Federal Housing Administration. Finding these decisions can be challenging. In many cases, researchers about Federal Housing Administration should check state agency web sites for their regulations, decisions, forms, and other information of interest.

State rules and regulations are found in codes of regulations and administrative codes (official compilation of all rules and regulations, organized by subject matter). Search here:

State opinions of the Attorney General (official written advisory opinions on issues of state law related to Federal Housing Administration when formerly requested by a designated government officer):

Tools and Forms

Law in Other Regions

*This resource guide is updated frequently. However, if you notice something is wrong or not working, or any resources that should be added, please notify us in any of the "Leave a Comment" area.

Leave a Comment