Annual Percentage Rate in United States
Annual Percentage Rate Definition
Apr in this legal Encyclopedia
Annual Percentage Rate definition in the Law Dictionary
Annual Percentage Rate in Foreign Legal Encyclopedias
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Browse the American Encyclopedia of Law for Annual Percentage Rate
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Description |
Annual Percentage Rate |
Annual Percentage Rate in the Family Law Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the IP Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the Commercial Law Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the Criminal Law Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the Antritrust Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the Bankruptcy Law Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the Constitutional Law Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the Tax Law Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the and Finance and Banking Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the Employment and Labor Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the Personal Injury and Tort Portal of the American Encyclopedia of Law. |
Annual Percentage Rate |
Annual Percentage Rate in the Environmental Law Portal of the American Encyclopedia of Law. |
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Annual Percentage Rate (APR) in Mortgage Law
In the field of mortgage refinancing, a concept of Annual Percentage Rate (APR) may be the following: The cost of credit expressed as a yearly rate. For closed-end credit, such as car loans or mortgages, the APR includes the interest rate, points, broker fees, and certain other credit charges that the borrower is required to pay. An APR, or an equivalent rate, is not used in leasing agreements.
Annual Percentage Rate (APR) in Mortgage Law
In the field of mortgage refinancing, a concept of Annual Percentage Rate (APR) may be the following: The cost of credit expressed as a yearly rate. For closed-end credit, such as car loans or mortgages, the APR includes the interest rate, points, broker fees, and certain other credit charges that the borrower is required to pay. An APR, or an equivalent rate, is not used in leasing agreements.
Annual Percentage Rate: Open and Free Legal Research of US Law
Federal Primary Materials
The U.S. federal government system consists of executive, legislative, and judicial branches, each of which creates information that can be the subject of legal research about Annual Percentage Rate. This part provides references, in relation to Annual Percentage Rate, to the legislative process, the federal judiciary, and the primary sources of federal law (cases, statutes, and regulations).
Federal primary materials about Annual Percentage Rate by content types:
Laws and Regulations
US Constitution
Federal Statutory Codes and Legislation
Federal Case Law and Court Materials
U.S. Courts of Appeals
United States courts of appeals, inclouding bankruptcy courts and bankcruptcy appellate panels:
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the First Circuit (Maine, Massachusetts, New Hampshire, Puerto Rico, Rhode Island)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Second Circuit (Connecticut, New York, Vermont)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Third Circuit (Delaware, New Jersey, Pennsylvania)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Fourth Circuit (Maryland, North Carolina, South Carolina, Virginia, West Virginia)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Fifth Circuit (Louisiana, Mississippi, Texas)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Sixth Circuit (Kentucky, Michigan, Ohio, Tennessee)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Seventh Circuit (Illinois, Illinois, Indiana, Wisconsin)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Eighth Circuit (Arkansas, Iowa, Minnesota, Missouri, Nebraska, North Dakota, South Dakota)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Ninth Circuit (Alaska, Arizona, California, California, Hawaii, Idaho, Montana, Nevada, Oregon, Washington)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Tenth Circuit (Colorado, Kansas, New Mexico, Oklahoma, Utah, Wyoming)
- Case law related to Annual Percentage Rate in the U.S. Court of Appeals for the Eleventh Circuit (Alabama, Florida, Georgia)
Federal Administrative Materials and Resources
Presidential Materials
Materials that emanate from the President’s lawmaking function include executive orders for officers in departments and agencies and proclamations for announcing ceremonial or commemorative policies. Presidential materials available include:
Executive Materials
Federal Legislative History Materials
Legislative history traces the legislative process of a particular bill (about Annual Percentage Rate and other subjects) for the main purpose of determining the legislators’ intent behind the enactment of a law to explain or clarify ambiguities in the language or the perceived meaning of that law (about Annual Percentage Rate or other topics), or locating the current status of a bill and monitoring its progress.
State Administrative Materials and Resources
State regulations are rules and procedures promulgated by state agencies (which may apply to Annual Percentage Rate and other topics); they are a binding source of law. In addition to promulgating regulations, state administrative boards and agencies often have judicial or quasi-judicial authority and may issue administrative decisions affecting Annual Percentage Rate. Finding these decisions can be challenging. In many cases, researchers about Annual Percentage Rate should check state agency web sites for their regulations, decisions, forms, and other information of interest.
State rules and regulations are found in codes of regulations and administrative codes (official compilation of all rules and regulations, organized by subject matter). Search here:
- Information related to Annual Percentage Rate in the Alabama Administrative Code.
- Information related to Annual Percentage Rate in the Alaska Administrative Code
- Information related to Annual Percentage Rate in the Arizona Administrative Code, Secretary of State's Office.
- Information related to Annual Percentage Rate in Arkansas Administrative Rules, Secretary of State.
- Information related to Annual Percentage Rate in the California Code of Regulations
- Information related to Annual Percentage Rate in the Colorado Code of Regulations and the Online Register, Secretary of State.
- Information related to Annual Percentage Rate in the Connecticut eRegulations System
- Information related to Annual Percentage Rate in the Delaware's Administrative Code
- Information related to Annual Percentage Rate in the D.C. Municipal Regulations and D.C. Register
- Information related to Annual Percentage Rate in the Florida Administrative Code and Administrative Register, Department of State.
- Information related to Annual Percentage Rate in the Rules and Regulations of the State of Georgia.
- Information related to Annual Percentage Rate in the Administrative Rules, Lt. Governor of the State of Hawaii.
- Information related to Annual Percentage Rate in the Idaho Administrative Code, Idaho Office of the Administrative Rules Coordinator.
- Information related to Annual Percentage Rate in the Administrative Code, Illinois General Assembly, Joint Committee on Administrative Rules.
- Information related to Annual Percentage Rate in the Indiana Administrative Code.
- Information related to Annual Percentage Rate in the Iowa Administrative Code (titles) and Annual Percentage Rate in the PDF content of rules.
- Information related to Annual Percentage Rate in the Kansas Administrative Regulations, Kansas Secretary of State (search also Annual Percentage Rate here)
- Information related to Annual Percentage Rate in the Kentucky Administrative Regulations
- Information related to Annual Percentage Rate in the Louisiana Administrative Code, State of Louisiana, Division of Administration
- Information related to Annual Percentage Rate in Maine Rules by Department, the Department of the Secretary of State, Bureau of Corporations, Elections & Commissions
- Information related to Annual Percentage Rate in the Code of Maryland Regulations (COMAR), Division of State Documents
- Information related to Annual Percentage Rate in Code of Massachusetts Regulations (CMR), the Massachusetts Court System
- Information related to Annual Percentage Rate in Michigan Administrative Code, Department of Licensing and Regulatory Affairs (LARA), Office of Regulatory Reinvention
- Information related to Annual Percentage Rate in the Minnesota Administrative Code, Office of the Revisor of Statutes
- Information related to Annual Percentage Rate in the Mississippi Administrative Code
- Information related to Annual Percentage Rate in the Missouri Code of State Regulations, Secretary of State.
- Information related to Annual Percentage Rate in the Administrative Rules of Montana, Secretary of State.
- Information related to Annual Percentage Rate in the Nebraska Rules and Regulations, Nebraska Secretary of State.
- Information related to Annual Percentage Rate in the Nevada Administrative Code, Legislature Law Library
- Information related to Annual Percentage Rate in the New Hampshire Administrative Rules, Office of Legislative Services
- Information related to Annual Percentage Rate in the New Jersey Administrative Code
- Information related to Annual Percentage Rate in the New Mexico Administrative Code, Commission of Public Records, State Records Center and Archives
- Information related to Annual Percentage Rate in the New York Codes, Rules and Regulations
- Information related to Annual Percentage Rate in the North Carolina Administrative Code (NCAC), Office of Administrative Hearings
- Information related to Annual Percentage Rate in the North Dakota Administrative Code
- Information related to Annual Percentage Rate in the Ohio Administrative Code, Legislative Services Commission
- Information related to Annual Percentage Rate in the Oklahoma Administrative Code, Oklahoma Secretary of State
- Information related to Annual Percentage Rate in the Oregon Administrative Rules (OAR), Secretary of State
- Information related to Annual Percentage Rate in the Pennsylvania Code Online (official publication rules and regulations), Pennsylvania Reference Bureau
- Information related to Annual Percentage Rate in the Rhode Island Final Rules and Regulations Database, State Archives. Four rulemaking agencies are not included
- Information related to Annual Percentage Rate in the South Carolina Code of Regulations, South Carolina Legislature.
- Information related to Annual Percentage Rate in the South Dakota Administrative Rules, Legislative Research Council
- Information related to Annual Percentage Rate in the Effective Rules and Regulations of the State of Tennessee (Official Compilation), Secretary of State.
- Information related to Annual Percentage Rate in the Texas Administrative Code, Secretary of State
- Information related to Annual Percentage Rate in the Utah Administrative Code, Utah Department of Administrative Services, Division of Administrative Rules
- Information related to Annual Percentage Rate in the Vermont Administrative Code
- Information related to Annual Percentage Rate in the Virginia Administrative Code, Virginia General Assembly, Legislative Information System (LIS)
- Information related to Annual Percentage Rate in the Washington Administrative Code (WAC)
- Information related to Annual Percentage Rate in the West Virginia Code of State Rules, Secretary of State.
- Information related to Annual Percentage Rate in the Wisconsin Administrative Code
- Information related to Annual Percentage Rate in Wyoming administrative rules, Secretary of State
State opinions of the Attorney General (official written advisory opinions on issues of state law related to Annual Percentage Rate when formerly requested by a designated government officer):
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